Israel Allows Mobile Deposit of Post-Dated Checks Starting September 2026

The Bank of Israel announced that starting September 2, 2026, customers will be able to deposit post-dated checks through their banks' mobile applications. This new service, part of the bank's push for innovation and digitalization in payment systems, will be gradually rolled out over the coming weeks and is expected to be fully operational by October. Previously, mobile check deposits were limited to checks for immediate payment only.

The service will be available through most banks and will accommodate both "crossed" (marked with a diagonal line) and "payee only" checks. Initially, deposits will be capped at NIS 100,000 and for a period of up to 13 months. The system will operate 24/7, eliminating the need for physical branch visits. A photograph of the check will be stored in the bank's systems and automatically presented for payment on the due date. Unlike physical check deposits, customers will retain possession of the check. Magnetic stripe data and the due date will be transmitted to banks to prevent duplicate deposits.

This digital deposit method is anticipated to reduce transaction costs for customers and improve operational efficiency, benefiting the public. In 2025, check transactions amounted to approximately NIS 640 billion, representing about 5% of the total volume of major payment methods in Israel. Enhancements to the handling of post-dated checks are expected to yield significant savings in time, cost, and resources for both the public and the banking sector.

Ofer Golan, head of the Payments and Clearing Department at the Bank of Israel, stated, "Checks continue to be a significant payment method, amounting to hundreds of billions of shekels annually. The new service combines a veteran payment infrastructure with advanced digital capabilities, allowing post-dated checks to be deposited upon receipt, without further action at the time of payment. This move will streamline processes, improve customer service, and enhance the efficiency of payment systems in Israel."

Daniel Hachueli, Supervisor of Banks, added, "Depositing deferred checks simply through any customer's banking app addresses the needs of many customers, both households and small businesses, and improves service and convenience for them with an additional banking product."