Israel's Health Funds Show Reduced Deficit But Financial Gaps Remain

Clalit, the largest health fund, was the only one to report a deficit, which stood at 364 million shekels. This deficit was largely driven by its network of 14 hospitals, which incurred a combined deficit of approximately 2.83 billion shekels. In contrast, Maccabi reported a surplus of 111 million shekels, Meuhedet posted a surplus of 53 million shekels, and Leumit recorded a surplus of 6 million shekels.

Hospitalization costs remained the largest expenditure for the health funds, accounting for 43 percent of total expenses after a 3.5 percent real-terms increase. Meanwhile, the cost of the state-funded medical services basket rose by 6.21 percent to 80.59 billion shekels. Ministry of Health Director General Moshe Bar Siman Tov noted the stabilization but emphasized the need for continued budget adjustments.

The report also revealed that 228,513 Israelis switched their health fund during 2025, representing a 25 percent increase from 2024. Maccabi was the primary beneficiary of these transitions, gaining a net total of 11,182 members, while Clalit experienced the largest net loss of members.