Israel's National Insurance Institute Details Old-Age Pension Payments Up to 3924 Shekels

Israel's National Insurance Institute (Bituah Leumi) provides old-age pensions, officially known as "pensions for elderly citizens," to ensure a regular monthly income for residents in their later years. The amount and eligibility for these payments are determined by factors including age, insurance history, marital status, income, and personal circumstances. As of January 1, 2026, the basic monthly pension for a single individual will be 1,838 shekels, increasing to 1,941 shekels for those aged 80 and above. Additional payments for spouses and children can raise the total monthly sum, with a maximum of 3,924 shekels for a married couple with two or more children. Eligibility for the pension is generally granted at retirement age, contingent on an income test, or unconditionally from age 70. Between retirement age and 70, income levels can affect both eligibility and the pension amount. To qualify, individuals must be insured, meet age and insurance history requirements, pass an income test or reach the age of unconditional eligibility, and have paid insurance contributions legally. Special provisions exist for immigrants and those who move abroad, with eligibility depending on individual circumstances and country of residence.

Bituah Leumi also offers several supplementary allowances. An insurance history supplement adds 2% for each full year of insurance, up to a maximum of 50% of the basic pension. A supplement for delaying pension receipt can add 5% per year between retirement age and 70 if eligibility was previously denied due to work income. Further allowances include 924 shekels for a spouse and 581 shekels per child, capped at two children. Individuals with low incomes may qualify for an additional supplement to ensure a minimum income, provided their gross monthly pension income does not exceed 3,346 shekels for a single person or 5,274 shekels for a couple, and they were first insured after January 2008. Those transitioning from general disability pensions to old-age pensions may also receive a supplement if their new pension is lower than their previous disability payment.

Pension payments are typically disbursed on the 28th of each month to the recipient's bank account, though dates may shift due to holidays. To receive the pension, eligible individuals must apply to Bituah Leumi, submit necessary documents, and monitor their application status online. The final payment amount depends on personal circumstances and eligibility for supplementary benefits, and individuals are advised to check the official Bituah Leumi website for current conditions and specific amounts.