National Insurance to Distribute Unemployment Benefits Up to 13,769 Shekels
Translated & summarized from Ice by baba
The National Insurance Institute will pay unemployment benefits on Monday, with maximum monthly payments reaching up to 13,769 shekels. Eligibility requires residency, age between 20-67, job loss, registration with the employment service, and a minimum work history. Benefit amounts and duration vary based on age, prior income, and dependents, with specific rules for dismissals versus resignations. Claims must be filed within 12 months of initial registration.
The story in 6 lines · by baba
- National Insurance will pay unemployment benefits on Monday, with maximum monthly payments up to 13,769 shekels.
- Eligibility requires residency, age 20-67, job loss, employment service registration, and 12 months of work.
- Benefit amounts are calculated based on prior income, age, and number of unemployment days claimed.
- Benefit duration varies by age and dependents, with a maximum of 175 days for most, and 300 for older women.
- Dismissals may allow benefits from the first day of registration, while voluntary resignations incur a 90-day waiting period.
- Claims must be filed within 12 months of the first registration with the employment service.
The National Insurance Institute is set to disburse unemployment benefits on Monday, the 12th of each month, to eligible individuals who have lost their jobs. The amount received varies based on age and previous income, with the maximum possible benefit reaching up to 13,769 shekels per month for 25 days of unemployment. However, this is a ceiling, and actual payments are calculated based on prior earnings, age, and the number of days claimed.
To qualify for unemployment benefits, individuals must meet five key criteria: be a resident of Israel or a temporary resident with appropriate permits, be between the ages of 20 and 67 (with exceptions), have ceased employment (including dismissal, contract termination, or employer-initiated unpaid leave of at least 30 days), register and report to the employment service, and have worked for at least 12 months out of the 18 preceding their first registration with the employment service. Self-employed individuals, those with significant control in companies, soldiers, national service participants, students, and yeshiva students not employed as wage earners are generally not eligible.
The daily benefit rate is calculated based on taxable income in the six months prior to the first employment service registration. For example, individuals aged 28 and over earning a gross monthly income of 10,000 shekels might receive 257.81 shekels per day, totaling 6,445 shekels for 25 days. Those earning 15,000 shekels gross could receive 320.06 shekels daily, amounting to 8,002 shekels. Younger individuals and those with higher incomes receive different rates, with the maximum daily rate for the first 125 days being 550.76 shekels, decreasing to 367.17 shekels thereafter. These figures are before deductions for income tax, national insurance, and health insurance, and other income sources may further reduce benefits.
The duration of unemployment benefits depends on age and the number of dependents, ranging from 50 days for young individuals with few dependents to a maximum of 175 days for those aged 35-45 with three or more dependents, and for all individuals aged 45 and over. Women aged 57-67 may be eligible for up to 300 days over 18 months under specific conditions. Benefits are paid based on reported days of unemployment, and eligibility commencement can be affected by the reason for job loss; voluntary resignations without valid justification incur a 90-day waiting period, while dismissals or contract endings may allow benefits from the first day of registration.
To claim benefits, individuals must register with the employment service, ideally soon after job loss, and submit a claim to the National Insurance Institute with required documents, including employer-provided wage and termination information. Claims must be filed within 12 months of the first employment service registration. Failure to report as scheduled or refusal of suitable job offers or training can lead to benefit suspension or reduction. Payments are typically made around the 12th of the month for the preceding month's claims, though dates may shift due to holidays. The first five days of unemployment in any four-month period are generally not paid.
