October 7 Survivors May Lose Disability Pension Rights

Three years after the October 7th attacks, survivors may be at risk of losing their eligibility for disability pensions from pension funds, a right many are unaware of. The deadline for filing these claims is approaching, typically three years from the date of the insurance event.

However, a legislative amendment related to the Swords of Iron War has extended the filing period. The period between October 7, 2023, and April 6, 2024, is not counted towards the statute of limitations. This effectively pushes the deadline for many October 7th survivors to April 6, 2027, granting them an additional six months beyond the original three-year window.

Survivors who experienced a loss of work capacity of at least 25-30% for over 90 consecutive days, due to physical injury or post-traumatic stress, may be entitled to a monthly disability pension of up to 75% of their insured salary, after deductions from other benefits.

Despite the extended deadline, many survivors remain unaware of this entitlement. Dr. Alex Kaplon, an expert in longevity economics, highlighted this as a significant failure in the insurance and pension sectors, noting that individuals in shock from the attacks might not consider filing such claims. A social media post by a volunteer assisting a family from a kibbutz that was attacked brought this issue to light, revealing that many survivors were unaware of their eligibility.

While many survivors have filed claims with the National Insurance Institute, receiving substantial aid, this does not automatically mean they have pursued claims with their pension funds. The Capital Markets Authority stated that as of late 2025, over 800 cases with indications of war-related injuries have been filed with pension funds. Pension funds are required to offset any disability pension with benefits received from other sources, such as the National Insurance Institute or the Ministry of Defense, to prevent double payments.

Organizations like the Insurance Agents Association are volunteering to assist survivors, victims' families, and Nova party attendees with their claims, working in cooperation with the Ministry of Defense.