Former Yeshiva Student Achieves 60% Investment Return in Three Years While Keeping Money Management Balanced

Yochai Jabli, a 27-year-old former yeshiva student from Holon, Israel, has built an investment portfolio that yielded a 60% return over three years. Raised in a religious household where financial literacy was encouraged but investing was not discussed, Jabli began saving money from a young age and only entered the stock market at age 21, just before the COVID-19 pandemic.

Initially investing in provident funds, he experienced a market crash during the pandemic but held firm, later shifting his investments to stock indices such as the S&P 500 and Israeli market indices like the TA-35. He now splits his portfolio evenly between American and Israeli indices, favoring index funds for their diversification and lower risk. Despite his success, Jabli emphasizes that money does not control his life and that he never aspired to become a millionaire.

Jabli’s educational path included studying in a secular school, then a religious yeshiva, followed by military service in the Israeli Air Force. After completing his matriculation exams post-service, he started a marketing and sales business. He advises new investors to start investing without needing expert knowledge, highlighting the importance of diversification and long-term holding. He also warns against investing in companies that harm others or operate unethically.

Regarding cryptocurrencies, Jabli remains skeptical due to lack of regulation and potential for fraud. He prefers traditional stock indices and advises investors to be cautious with information found on social media. His investment philosophy is grounded in patience and steady growth rather than quick profits, and he recommends investing in leading indices for the best returns.

Currently, Jabli does not make regular deposits due to his variable income as a self-employed individual but invests surplus funds when possible. He stresses that his goal is for his money to work for him alongside his business, not to rely on it for immediate income or reach a specific financial milestone. His advice to others is simple: start investing early and learn through experience rather than expensive courses or chasing fast money schemes.