Israel's Pension Savings Surpass 200 Billion Shekels Annually

In 2025, Israelis collectively contributed over 200 billion shekels to long-term savings products for the first time in history. This year, a total of 219 billion shekels was invested in pension funds, insurance policies with a pension component, accumulating insurance policies, and various savings schemes, marking a 12.3% increase from 2024. Pension funds received 91 billion shekels, while 34 billion went into accumulating insurance policies, 39 billion into professional training funds, and 19 billion into investment savings funds. Withdrawals from these savings also rose by 9.8% to 155 billion shekels. The net inflow into institutional funds was 64 billion shekels, contributing to a 16% overall growth in long-term savings, which reached 3.3 trillion shekels by the end of last year. The primary driver for this surge was strong performance in stock markets, yielding 15% on general investment tracks and 25% on equity investments. Management fees continued their downward trend, with pension fund contribution fees decreasing by 0.3 percentage points to 1.54%, while fees on accumulated assets remained stable at 0.15%. Average management fees for accumulated assets in savings funds and professional training funds stood at 0.53%, with no fees charged on contributions to these products.