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High Mortgage Volume in June Reflects Past Deals, Not Housing Market Revival

איך 2 חדרי חדשות ישראליים סיפרו את הסיפור הזה, זה לצד זה.

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מאת עופר פטרסבורג

דווח לראשונה בN12 · Jul 29, 2026

מה קרה

Israel's June mortgage surge to 11 billion shekels mainly reflects fulfillment of older contracts, not new housing demand, according to the Finance Ministry. Market experts expect mortgage volumes to stay steady or rise through 2028, with interest rate cuts possibly attracting buyers. Developer financing schemes have supported buyers despite high rates, but the housing market remains uncertain.

01June's 11 billion shekel mortgage volume reflects past contracts, not new buyer activity.
02Mortgage data precedes transaction data, causing misleading market signals.
03Off-plan sales and 20/80 financing delay mortgage uptake after contract signing.
04Bank of Israel restrictions in 2025 reduced transactions but not mortgage volumes.
05Mortgage volumes expected stable or rising through 2026-2028, with delayed transaction impact.
06Stronger shekel and potential rate cuts may revive buyer interest.

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