Mortgage Lending Hits 20-Month High in July Despite Cooling Real Estate Market
How 3 Israeli newsrooms covered this story — translated into English and compared side by side.
First reported by Behadrei Haredim · 2 hours ago
What happened
Mortgage lending in Israel rose to 11.5 billion shekels in July 2025, an 8% increase year-over-year, despite a stagnant real estate market. Much of the lending reflects older transactions, with a shift toward prime rate mortgages and a decline in CPI-indexed and balloon loans. Experts warn this surge may be misleading and predict a market cooldown by 2027 if housing demand does not grow.
- 01July 2025 mortgage lending in Israel reached 11.5 billion shekels, up 8% from last year.
- 02Current mortgage volume largely stems from older real estate deals using contractor loans.
- 03Prime rate-linked mortgages rose to 19% of total, while CPI-indexed loans fell to 10%.
- 04Balloon loans decreased to 13.9% of mortgages, the lowest since November 2023.
- 05Experts warn the high mortgage figures are an optical illusion and caution against complacency.
- 06Mortgage market expected to cool significantly from 2027 if housing demand remains weak.
Summary translated & synthesized from the sources below by baba. Read each original for the full report.
Full coverage · 3 outlets
The same event, reported separately by each newsroom. Open a few to compare what each emphasizes — and what they leave out.
