A Hebrew legal explainer warns that delaying or stopping pension fund contributions can cause serious loss of rights, including during job loss or while receiving a partial disability pension. Published on June 23, 2026 at 07:02, the piece says workers often assume they can pause payments without harm, but that assumption is wrong and can lead to the loss of insurance coverage within a relatively short time.
According to attorney David Saar, a pension fund operates under binding regulations that define insurance eligibility. If contributions stop beyond a limited grace period, usually about five months, the coverage expires. If a qualifying event happens after that, the member will not be entitled to a pension payment, because the result follows automatically from missing the plan conditions rather than any discretionary decision by the fund.
The article says members can sometimes preserve rights by arranging a special continuation plan, including risk-only coverage at a lower cost for up to two years without damaging their rights. It also notes that people receiving a partial disability pension are especially vulnerable, since that benefit does not by itself guarantee full continued insurance protection. When contributions resume after a break of five months or more, the member may also have to complete a new waiting period for existing medical conditions, leaving those conditions uncovered during that time.
The piece adds that stopping contributions also harms pension accumulation and lowers the future retirement pension. It says the fund has a stronger duty to explain the terms of the arrangement and possible future changes in rights, but the responsibility to maintain continuous payments remains with the insured person. In practical terms, the article advises people who stop working or see their income fall to make independent full or partial payments, arrange suitable coverage with the fund, and monitor periodic statements to ensure payments are actually being made.
